²é¿´ÎÄÕ |
ÍâóӢÓ±£ÏÕ Insurance(3)-ÍâóӢÓï - Ó¢Óïѧϰ - °®¿ÍÅ®ÐÔÍø
2008-03-26 21:26
FPA´ú±íƽ°²ÏÕ¡£ W.P.A. stands for 'With Particular Average'. WPA´ú±íË®×ÕÏÕ¡£ I'll have the goods covered against Free from Particular Average. ÎÒ½«Îª»õÎïͶ±£Æ½°²ÏÕ¡£ I know that F.P.A insurance doesn't cover losses on consumer goods. ÎÒÖªµÀƽ°²ÏÕ²»°üÀ¨Ïû·ÑÆ·µÄÖÖÖÖËðʧ¡£ I don't think that the W.P.A insurance covers more risks than the F.P.A.. ÎÒÈÏΪˮ×ÕÏճб£µÄ·¶Î§²¢²»±Èƽ°²Ïյķ¶Î§¿í¡£ Free from Particular Average is good enough. Ö»±£Æ½°²ÏվͿÉÒÔÁË¡£ The goods are to be insured F.P.A. ÕâÅú»õÐèͶ±£Æ½°²ÏÕ¡£ What you've covered is Leakage. ÄãËùͶ±£µÄÊÇÉøÂ©ÏÕ¡£ Why don't you wish to cover Risk of Breakage? ÄúΪʲô²»ÏëͶ±£ÆÆËéÏÕÄØ£¿ W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND. Õë¶ÔÕâÖÖÐÔÖʵĻõÎïÖ»±£Ë®×ÕÏÕÊDz»¹»µÄ£¬Çë¼Ó±£ÍµµÁÌá»õ²»³ÉÏÕ¡£ Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? Äú²»Ï뱣ˮ×ÕÏպ͸½¼ÓÆÆËéÏÕÂ𣿠Not every breakage is a particular average. ²¢²»ÊÇËùÓÐµÄÆÆËéÏÕ¶¼ÊôÓÚµ¥¶Àº£Ëð¡£ The coverage is W.P.A. plus Risk of Breakage. Ͷ±£µÄÏÕ±ðΪˮ×ÕÏÕ¼ÓÆÆËéÏÕ¡£ Well, obviously you won't want All Risks cover. ÏÔÈ»£¬Äã²»Ïë±£×ÛºÏÏÕ¡£ An All Risks policy covers every sort of hazard, doesn't it? Ò»·Ý×ÛºÏÏÕ±£µ¥±£ËùÓеÄÏÕ£¬ÊÇÂ𣿠We'd like? to cover the porcelain ware against All Risks. ÎÒÃÇÏëΪÕâÅú´ÉÆ÷Ͷ±£×ÛºÏÏÕ¡£ Please insure the shipment for RMB5,000 against All Risks. Ç뽫ÕâÅú»õÎïͶ±£×ÛºÏÏÕÈËÃñ±Ò5000Ôª¡£ We've cover insurance on these goods for 10úbove the invoice value against All Risks. ÎÒÃÇÒѾ½«ÕâЩ»õÎï°´·¢Æ±½ð¶î¼Ó°Ù·Ö֮ʮͶ±£×ÛºÏÏÕ¡£ An F.P.A. policy only covers you against total loss in the case of minor perils. ƽ°²ÏÕÖ»ÓÐÔÚ·¢Éú½ÏСΣÏÕʱ²Å¸ø±£È«²¿ËðʧÏÕ¡£ The F.P.A. doesn't cover partial loss of the nature of particular average. ƽ°²ÏÕ²»°üÀ¨µ¥¶Àº£ËðÐÔÖʵIJ¿·ÖËðʧ¡£ A W.P.A. or W.A. policy covers you against partial loss in all cases. Ë®×ÕÏÕÔÚÈκÎÇé¿ö϶¼¸ø±£²¿·ÖËðʧÏÕ¡£ You'll cover SRCC risks, won't you? ÄãÃÇÒª±£°Õ¹¤¡¢±©¶¯¡¢Ãñ±äÏÕ£¬ÊÇÂ𣿠As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account. °´ÕÕÎÒÃǵĹßÀý£¬Ö»±£»ù±¾ÏÕ£¬°´·¢Æ±½ð¶î110ÿ±£¡£Èç¹ûÒª¼Ó±£ÆäËüÏÕ±ð£¬ÀýÈçÆÆËéÏÕ ¡¢ÉøÂ©ÏÕ¡¢µÁÇÔÒÅʧÏÕ¡¢¹³ËðºÍÎÛȾÏյȣ¬¶îÍâ±£ÏÕ·ÑÓÉÂò·½¸ºµ£¡£ Words and Phrases insurance free of (from) particular average (FPA). ƽ°²ÏÕ£¨µ¥¶Àº£Ëð²»Å⣩ insurance with particular average (WPA), basic risks. insurance against all risks. ×ÛºÏÏÕ£¬Ó¦±£Ò»ÇÐ ÏÕ risk of breakage ÆÆËéÏÕ risk of clashing ÅöËðÏÕ risk of rust ÉúÐâÏÕ risk of hook damage ¹³ËðÏÕ risk of contamination (tainting) ÎÛȾÏÕ insurance against total loss only (TLO) È«ËðÏÕ risk of deterioration ±äÖÊÏÕ risk of packing breakage °ü×°ÆÆÁÑÏÕ risk of inherent vice ÄÚÔÚȱÏÝÏÕ risk of normal loss (natural loss)? ;ºÄ»ò×ÔÈ»ËðºÄÏÕ risk of spontaneous combustion ×ÔÈ»ÏÕ risk of contingent import duty ½ø¿Ú¹ØË°ÏÕ insurance against war risk Õ½ÕùÏÕ Air Transportation Cargo War Risk º½¿ÕÔËÊäÕ½ÕùÏÕ overland Transportation Insurance War Risk ½ÉÏÔËÊäÕ½ÕùÏÕ insurance against strike, riot and civil commotion (SRCC) °Õ¹¤£¬±©¶¯£¬Ãñ±äÏÕ insurance against extraneous risks, insurance against additional risks ¸½¼ÓÏÕ risk of theft, pilferage and nondelivery (TRND) µÁÇÔÌá»õ²»×ÅÏÕ risk of fresh and/of rain water damage(wetting) µË®ÓêÁÜÏÕ risk of leakage ÉøÂ©ÏÕ risk of shortage in weight/quantity ¶ÌÁ¿ÏÕ risk of sweating and/or heating Êܳ±ÊÜÈÈÏÕ risk of bad odour(change of flavour) ¶ñζÏÕ£¬±äζÏÕ risk of mould ·¢Ã¹ÏÕ on deck risk ²ÕÃæÏÕ |